Tier 5 — BRG Core Platform

Intelligence Licensing (Stage 3)

Anonymised compound intelligence across 1,000+ SMEs — sellable to institutions.

BUILD Agent: ORACLE + HANNIBAL Partner: Banks / Insurers / Accountancy firms

BUILD — Framework live, full stream Q2/Q3 2026

The Problem

Banks, insurers, and accountancy networks make decisions about SME credit, underwriting, and advisory using generic market data. BRG's intelligence layer — built across 1,000+ real SMEs, mapped against 88 frameworks — is the most granular SME intelligence dataset in the UK.

How It Works

ORACLE 90-day sector predictions built on compound intelligence signals
Anonymised dataset structured for institutional licensing (GDPR-compliant)
API access to intelligence endpoints for institutional subscribers
Licensing begins at 500+ active clients — targeting Month 12 launch

Live Proof

ORACLE running — Perplexity body fixed S264, predictions generating
brg_frameworks table specified — 88 frameworks mapped to agent decisions
Supabase intelligence_feed active — cross-agent signal aggregation live
Anonymisation architecture in design phase — privacy-first from day one

Client Value

Banks get SME credit intelligence no bureau provides. Insurers get real-time underwriting signals. Accountancy networks get sector benchmarks their clients can't access elsewhere.

Pricing & BRG Earnings

Intelligence API subscription	£2,000–£5,000/month per institution
Sector report licensing	£500–£2,000 per report
BRG target (Month 12+)	£0 currently — launch after 500 clients

Ideal Client Profile

Banks, insurers, credit bureaus, large accountancy networks (50+ firm groups)

Partner Opportunity

Introduce BRG to banks, insurers, credit reference agencies, or accountancy network heads. Position as the SME intelligence provider they don't yet have.

Intelligence & Sales Frameworks Applied

Bloomberg Terminal Standard Antifragility Barbell Platform Revenue Model