Tier 2 — Distress & Recovery

Business Recovery — Begbies

BRG detects business distress before the director realises it's critical.

LIVE Agent: ZARA + LINC Partner: Begbies Traynor

LIVE — Agent active, routing confirmed, referral pathway open

The Problem

Directors facing financial distress often discover their options have narrowed by the time they seek advice. ZARA monitors companies for distress signals daily — overdue accounts, CCJ records, director changes — and routes urgent cases to Begbies Traynor within 24 hours of the signal appearing.

How It Works

ZARA daily 7am sweep — compliance + distress signals across full portfolio
Distress-flagged companies routed through HANNIBAL escalation chain
LINC sequences warm introduction to Begbies within 24 hours
BRG earns £500–£1,500 referral fee per Begbies engagement

Live Proof

ZARA CH Watchdog running daily 6am — 5 consecutive successes (3-7 Apr)
WHITE MANSION removed S292 — ZARA now reads full live Supabase client portfolio
CH API verification layer built S283 — resolved alert filter active
Begbies partner agreement active — referral pathway confirmed

Client Value

Early intervention saves more options: CVA, administration, pre-pack, or voluntary liquidation. Directors who act early protect personal assets and reputation.

Pricing & BRG Earnings

BRG referral fee per Begbies engagement	£500–£1,500 one-off
BRG monthly target	£12,000/month
Client cost	Free Begbies consultation — fees vary by case

Ideal Client Profile

UK SMEs showing distress signals: CCJs, overdue filings, cash flow pressure

Partner Opportunity

Any professional (accountant, solicitor, finance broker) whose clients show signs of distress: late payments, CCJs, winding-up petitions, director anxiety.

Intelligence & Sales Frameworks Applied

Voss Empathy First Straight Line Selling Certainty & Significance (Robbins)