Tier 3 — Finance Introductions (OTTO)

SA-Assets Fleet Finance

Fleet operators and asset-heavy businesses — OTTO matches the right asset finance lender in minutes.

LIVE Agent: OTTO + LEO Partner: SA-Assets

LIVE — Agent active, routing confirmed, referral pathway open

The Problem

Businesses acquiring commercial vehicles, plant, or equipment often accept the first finance quote from a dealer — which rarely represents the best rate. OTTO scores SA-Assets' fleet clients against the full lender market before they sign anything.

How It Works

SA-Assets refers fleet clients to BRG when asset finance is needed
OTTO scores client profile against 105 lenders — asset finance filter applied
Good/Better/Best presentation prepared — top 3 lenders presented
Introduction facilitated — BRG earns arrangement fee on completion

Live Proof

SA-Assets: active BRG partner, fleet clients referred monthly
OTTO daily 8am — 105 lenders in brg_lenders, asset finance criteria live
LEO W2 scores and ranks lenders natively — asset finance product type active
Capital Allowances + OTTO double-trigger live for SA-Assets clients

Client Value

A fleet operator acquiring 10 vehicles at £25,000 each saves £12,000–£30,000 over a 5-year term with the right lender vs. dealer-arranged finance.

Pricing & BRG Earnings

BRG arrangement fee per deal	£700–£1,500 one-off
BRG monthly target (SA-Assets)	£7,000/month
Client rate	Competitive — based on lender match, not dealer rack

Ideal Client Profile

Fleet operators, construction firms, logistics and transport businesses

Partner Opportunity

Any business acquiring commercial vehicles, plant, machinery, or equipment. Construction, logistics, security, care, and cleaning sectors especially relevant.

Intelligence & Sales Frameworks Applied

5 Cs of Credit Good/Better/Best (Campbell) Price Anchoring